4109 Cobia Court, Palmetto, FL 34221
For Sale $1,525,000
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Listing Agent: Renne Rupp, PLLC
Agent Phone:
941-447-8251
Agent Email:
Renne.Rupp@compass.com
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Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything. Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for you e outdoor activities. Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms. The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup. The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Walk-In Closet(s)
Taxes: $16.00
Tax Year: 2024
HOA Fee 1: $1,050.00
HOA Frequency 1: Annually
Condo Fee Frequency: Annually
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Storage
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
Trees/Woods
Water
Canal - Saltwater
Elementary School: Palmetto Elementary-Mn
Middle School: Lincoln Middle
Junior High: Lincoln Middle
High School: Palmetto High
MLS Area: 34221 - Palmetto/Rubonia
Price per Square Feet: $699.86
Total Floors: 1
Water: Public
Lot Desc.: Landscaped, Near Marina, Oversized Lot, Sidewalk, Street Dead-End, Paved
Construction: Block
Date Listed: 2025-04-01 18:28:16
Pool: Yes
Pool Type: Heated, In Ground
Windows: Double Pane Windows
Parking: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Oversized
Garage Spaces: 5
Flooring: Luxury Vinyl
Roof: Metal
Heating: Central, Electric
Cooling: Central Air, Wall/Window Unit(S)
Pets: Yes
Sewer: Public Sewer
Listing Courtesy Of: Compass Florida Llc
Renne.Rupp@compass.com
Welcome to 4109 Cobia Ct—a remarkable custom-built waterfront home where luxury, privacy, and modern convenience meet in perfect harmony. Built in 2017 with solid all-block construction (even on the second story) and a durable metal roof, this 4-bedroom, 3.5-bath residence is rarely available on Snead Island, one of the area’s most exclusive and tucked-away waterfront communities—private, peaceful, yet still close to everything. Situated on an oversized lot with 134 feet of direct saltwater canal frontage, this home offers no fixed bridges to the Gulf, making it a true boater’s paradise. Enjoy a composite dock with walk-way lights, water and electric, Covered boat lift, floating dock for your Jet Ski, and your very own gas-heated pool with LED lighting, deck jets, and a travertine deck—perfect for entertaining or soaking in the sunshine. The pool is fully gated, and just beyond, a spacious yard offers plenty of room for you e outdoor activities. Inside, you’ll find a light-filled open floor plan with expansive ceilings, Luxury Coretec waterproof flooring, elegant tray ceilings, and a fresh, coastal-inspired design. The chef’s kitchen features high-end stainless steel appliances, an oversized island with views of the backyard and canal, a generous walk-in pantry, and smart-home technology integrated throughout. The split bedroom layout offers privacy for everyone, with both the primary suite and a secondary bedroom featuring ensuite bathrooms. The five-car garage includes epoxy floors, an EV charger outlet, and is pre-wired for a backup generator. It opens to a versatile lower-level flex space—perfect as a man cave, game room, or poolside retreat—with direct access to the lanai and pool area that enjoys ideal southern exposure. Additional standout features include PGT impact windows and doors, closed-cell spray foam insulation, LED lighting throughout, and composite decking with stainless fasteners for long-lasting durability. The home is also equipped with a full security system and modern smart-home setup. The location is just as special. Walk or bike to Emerson Point Preserve, a beautiful nature sanctuary for hiking, fishing, and wildlife viewing. Or take your golf cart to the Bradenton Yacht Club for private dining, social events, and fueling up your boat before heading out on the water. This is more than just a home—it’s the ultimate Florida lifestyle. Newer construction on Snead Island is incredibly rare, and this one checks every single box. Experience it for yourself and Schedule for your private showing today!
Property Details
Price: $1,525,000
Sq Ft: 2,179
($700 per sqft)
Bedrooms: 4
Bathrooms: 3
Partial Baths: 1
City: Palmetto
County: Manatee
Type: Single Family Reside
Development: Mangrove Point
Acres: 0.34
Virtual Tour/Floorplan: View
Year Built: 2017
Listing Number: A4646530
Status Code: A-Active
Taxes: $16.00
Tax Year: 2024
Garage:
5
Pets Allowed: Yes
Interior Features:
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Walk-In Closet(s)
Financial Information:
Taxes: $16.00
Tax Year: 2024
HOA Fee 1: $1,050.00
HOA Frequency 1: Annually
Condo Fee Frequency: Annually
Exterior Features:
Lighting
Private Mailbox
Sidewalk
Sliding Doors
Storage
Equipment:
Convection Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Microwave
Range
Range Hood
Refrigerator
Washer
View:
Trees/Woods
Water
Waterfront Description:
Canal - Saltwater
School Information:
Elementary School: Palmetto Elementary-Mn
Middle School: Lincoln Middle
Junior High: Lincoln Middle
High School: Palmetto High
Additional Information:
MLS Area: 34221 - Palmetto/Rubonia
Price per Square Feet: $699.86
Total Floors: 1
Water: Public
Lot Desc.: Landscaped, Near Marina, Oversized Lot, Sidewalk, Street Dead-End, Paved
Construction: Block
Date Listed: 2025-04-01 18:28:16
Pool: Yes
Pool Type: Heated, In Ground
Windows: Double Pane Windows
Parking: Boat, Driveway, Garage Door Opener, Golf Cart Parking, Oversized
Garage Spaces: 5
Flooring: Luxury Vinyl
Roof: Metal
Heating: Central, Electric
Cooling: Central Air, Wall/Window Unit(S)
Pets: Yes
Sewer: Public Sewer
Map of 4109 Cobia Court, Palmetto, FL 34221
Listing Courtesy Of: Compass Florida Llc
Renne.Rupp@compass.com