487 Harbor Drive, Indian Rocks Beach, FL 33785
Pending $1,549,000
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Contact the Listing Agent directly:
Listing Agent: Kelly Ackley
Agent Phone:
727-515-6504
Agent Email:
kackleysells@gmail.com
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Under contract-accepting backup offers. Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-In Closet(s)
Taxes: $7.00
Tax Year: 2024
Dog Run
Lighting
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sliding Doors
Electric Water Heater
Pool
Water
Intracoastal Waterway
Elementary School: Anona Elementary-Pn
Middle School: Seminole Middle-Pn
Junior High: Seminole Middle-Pn
High School: Largo High-Pn
MLS Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Price per Square Feet: $694.31
Total Floors: 1
Water: Public
Lot Desc.: Cul-De-Sac, Flood Insurance Required, Floodzone, Landscaped, Street Dead-End, Paved
Construction: Block, Stucco
Date Listed: 2025-06-20 03:44:40
Pool: Yes
Pool Type: Gunite, Heated, In Ground, Lighting, Salt Water
Private Spa: Yes
Windows: Double Pane Windows, Energy Star Qualified Windows, Insulated Windows, Storm Window(S)
Parking: Boat, Circular Driveway
Garage Spaces: 2
Flooring: Travertine
Roof: Tile
Heating: Central, Electric
Cooling: Central Air
Pets: Yes
Sewer: Public Sewer
Listing Courtesy Of: Premier Sothebys Intl Realty
kackleysells@gmail.com
Under contract-accepting backup offers. Exceptional Waterfront Opportunity on the Intracoastal Wayerwsy! Located at the quiet southern tip of Harbor Drive, this 2015 POURED CONCRETE constructed residence offers both resilience and remarkable potential. Designed to withstand Category 5 hurricane conditions, the home remained structurally sound, sustaining only minor interior water intrusion—positioning it perfectly for a complete renovation or custom redesign. Benefiting from FEMA’s Substantial Damage Allowance, buyers have the rare option to rebuild in place. The southeast-facing waterfront captures brilliant sunrises and open bay vistas, with a private dock, boat lift, and propane-heated saltwater pool and spa surrounded by lush tropical landscaping—creating a resort-style retreat ideal for morning coffee, lazy afternoons on the water, and evening waterfront dining. Nestled at the end of a cul-de-sac, this property combines privacy with freedom—no HOA, no rental restrictions, and strong short-term rental potential. Indian Rocks Beach delivers the quintessential coastal lifestyle with miles of white sandy beaches, a public boat ramp, tennis courts, playgrounds, and local dining featuring fresh-caught seafood. Community amenities, including a garden and dog park, complement endless water-based recreation, from paddleboarding to boating. This property represents more than a home—it is a premier waterfront canvas for creating a lasting coastal legacy.
Property Details
Price: $1,549,000
Sq Ft: 2,231
($694 per sqft)
Bedrooms: 3
Bathrooms: 2
Partial Baths: 1
City: Indian Rocks Beach
County: Pinellas
Type: Single Family Reside
Development: Indian Beach Re-Revised 23Rd Add
Acres: 0.17
Virtual Tour/Floorplan: View
Year Built: 2015
Listing Number: TB8397563
Status Code: Pending
Taxes: $7.00
Tax Year: 2024
Garage:
2
Pets Allowed: Yes
Interior Features:
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-In Closet(s)
Financial Information:
Taxes: $7.00
Tax Year: 2024
Exterior Features:
Dog Run
Lighting
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sliding Doors
Equipment:
Electric Water Heater
View:
Pool
Water
Waterfront Description:
Intracoastal Waterway
School Information:
Elementary School: Anona Elementary-Pn
Middle School: Seminole Middle-Pn
Junior High: Seminole Middle-Pn
High School: Largo High-Pn
Additional Information:
MLS Area: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Price per Square Feet: $694.31
Total Floors: 1
Water: Public
Lot Desc.: Cul-De-Sac, Flood Insurance Required, Floodzone, Landscaped, Street Dead-End, Paved
Construction: Block, Stucco
Date Listed: 2025-06-20 03:44:40
Pool: Yes
Pool Type: Gunite, Heated, In Ground, Lighting, Salt Water
Private Spa: Yes
Windows: Double Pane Windows, Energy Star Qualified Windows, Insulated Windows, Storm Window(S)
Parking: Boat, Circular Driveway
Garage Spaces: 2
Flooring: Travertine
Roof: Tile
Heating: Central, Electric
Cooling: Central Air
Pets: Yes
Sewer: Public Sewer
Map of 487 Harbor Drive, Indian Rocks Beach, FL 33785
Listing Courtesy Of: Premier Sothebys Intl Realty
kackleysells@gmail.com